Top Cohoes, NY Chapter 13 Bankruptcy Lawyers Near You
20 Corporate Woods Blvd., 4th Floor, Albany, NY 12211
66 South Pearl Street, 11th Floor, Albany, NY 12207
321 Great Oaks Blvd, Albany, NY 12203
200 Great Oaks Blvd, Suite228, Albany, NY 12203
677 Broadway, 10th Floor, Albany, NY 12207
6 Automation Lane, Suite 109, Albany, NY 12205-1658
2025 Broadway, Schenectady, NY 12306
6 Automation Lane, Suite 114, Albany, NY 12205
30 S Pearl St, Suite 802, Albany, NY 12207
111 Washington Avenue, 2nd Floor, Albany, NY 12210
6 Tower Place, Albany, NY 12203
60 S Swan St, Albany, NY 12210
12 Cornell Rd, Latham, NY 12110
444 Glen Street, Glens Falls, NY 12801
54 State Street, Albany, NY 12207
80 State St, 11th Floor, Albany, NY 12207
187 Wolf Rd, Albany, NY 12205
227 Washington St, Ste 1C, Saratoga Springs, NY 12866
30 S Pearl Street, Omni Plaza, Albany, NY 12207
30 South Pearl St., 12th Floor, Albany, NY 12207
500 New Karner Rd, PO Box 15072, Albany, NY 12212
80 State St, Suite 900, Albany, NY 12207
150 State Street, Albany, NY 12207
80 State Street, Albany, NY 12207-2830
3 Atrium Drive, Suite 210, Albany, NY 12205-1417
Cohoes Chapter 13 Bankruptcy Information
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Lead Counsel independently verifies Chapter 13 Bankruptcy attorneys in Cohoes and checks their standing with New York bar associations.
Our Verification Process and Criteria
Ample Experience
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Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.