Top New City, NY Bankruptcy Lawyers Near You
100 Park Ave, 16th Floor, New York, NY 10017
45 Rockefeller Plaza, Suite 2000, New York, NY 10111
31-10 37th Ave, Suite 303, Long Island City, NY 11101-2112
225 Broadway, Suite 1900, New York, NY 10007
600 Third Avenue, 25th Floor, New York, NY 10016
909 Third Avenue, 27th Floor, New York, NY 10022
55 West 46th Street, New York, NY 10036-4120
7 Times Square, 40th Floor, New York, NY 10036
675 Old Country Rd, Westbury, NY 11590
1345 Ave of the Americas, 22nd Floor, New York, NY 10105
711 3rd Ave, 14th Floor, New York, NY 10017
287 Park Avenue South, Suite 213, New York, NY 10010
1177 Avenue of the Americas, 41st Floor, New York, NY 10036-2714
601 Lexington Avenue, New York, NY 10022
250 Park Ave, 7th Floor, Suite 7002, New York, NY 10177
101 Park Avenue, 17th Floor, New York, NY 10178
1540 Broadway, New York, NY 10036-4086
60 E 42nd St, 40th Floor, New York, NY 10165
1251 Avenue of Americas, New York, NY 10020
1185 Avenue of the Americas, Suite 3400, New York, NY 10036-4003
260 W 26th St., Suite 7Q, New York, NY 10001
462 7th Ave, Floor 6, New York, NY 10018
520 White Plains Road, Suite 500, Tarrytown, NY 10591
600 Old Country Road, Room 410, Garden City, NY 11530
1131 Route 55, Suite 6, Lagrangeville, NY 12540
New City Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.