Top San Diego, CA Chapter 13 Bankruptcy Lawyers Near You
4375 Jutland Dr, Ste 200, San Diego, CA 92117
2907 Shelter Island Dr, Suite 105 PMB 703, San Diego, CA 92106
402 W Broadway, Suite 1270, San Diego, CA 92101
1230 Columbia St, Suite 1100, San Diego, CA 92101
2341 Jefferson St, Suite 100, San Diego, CA 92110
1230 Columbia St, Suite 900, San Diego, CA 92101
9629 Claiborne Square, La Jolla, CA 92037
12230 El Camino Real, Suite 300, San Diego, CA 92130
10265 Science Center Dr, San Diego, CA 92121
750 B Street, Suite 3300, San Diego, CA 92101
12235 El Camino Real, San Diego, CA 92130-3002
655 West Broadway, Suite 1600, San Diego, CA 92101-8494
501 W. Broadway, Suite 1610, San Diego, CA 92101
1620 Fifth Ave, Suite 400, San Diego, CA 92101
PO Box 9058, La Jolla, CA 92038
655 W. Broadway, 15th Floor, San Diego, CA 92101
501 W. Broadway, Suite 1100, San Diego, CA 92101
3580 Carmel Mountain Road, Suite 200, San Diego, CA 92130
3579 4th Avenue, San Diego, CA 92103
401 West A Street, Suite 2600, San Diego, CA 92101
401 B Street, Suite 1700, San Diego, CA 92101
11682 El Camino Real, Suite 400, San Diego, CA 92130
600 West Broadway, Suite 1100, San Diego, CA 92101
401 B Street, Suite 1200, San Diego, CA 92101
600 B Street, Suite 1700, San Diego, CA 92101
San Diego Chapter 13 Bankruptcy Information
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Ample Experience
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.