Top Clive, IA Chapter 13 Bankruptcy Lawyers Near You
801 Grand Avenue, 33rd Floor, Des Moines, IA 50309
5015 Grand Ridge Drive, Suite 100, West Des Moines, IA 50265-5749
801 Grand Avenue, Suite 4100, Des Moines, IA 50309
111 E Grand Ave, Suite 301, Des Moines, IA 50309
6701 Westown Parkway, Suite 100, West Des Moines, IA 50266
700 Walnut Street, Suite 1600, Des Moines, IA 50309-3899
699 Walnut Street, Suite 2000, Des Moines, IA 50309-4195
The Davis Brown Tower, 215 10th Street, Suite 1300, Des Moines, IA 50309-3993
801 Grand Ave, Suite 100, Des Moines, IA 50309
699 Walnut Street, Suite 1600, Des Moines, IA 50309
699 Walnut Street, 4th FL, Des Moines, IA 50309
Clive Chapter 13 Bankruptcy Information
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Lead Counsel independently verifies Chapter 13 Bankruptcy attorneys in Clive and checks their standing with Iowa bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.