Top Worcester Chapter 13 Bankruptcy Lawyers Near You

Michelman Law Offices

Chapter 13 Bankruptcy Lawyer | Serving Worcester, MA

RICHARD I ISACOFF PC

Chapter 13 Bankruptcy Lawyer | Serving Worcester, MA

Richard I. Isacoff, P.C.

Chapter 13 Bankruptcy Lawyer | Serving Worcester, MA

TILA Specialist Attorney

Chapter 13 Bankruptcy Lawyer | Serving Worcester, MA

Jonathan R Goldsmith & Associates

Chapter 13 Bankruptcy Lawyer | Serving Worcester, MA

KALILL GLASSER & ASSOCIATES

Chapter 13 Bankruptcy Lawyer | Serving Worcester, MA

OSTRANDER LAW OFFICE

Chapter 13 Bankruptcy Lawyer | Serving Worcester, MA

Law Office of Eric Kornblum

Chapter 13 Bankruptcy Lawyer | Serving Worcester, MA

Houghton J E Jr Attorney

Chapter 13 Bankruptcy Lawyer | Serving Worcester, MA

Ehrhard & Associates PC

Chapter 13 Bankruptcy Lawyer | Serving Worcester, MA

Worcester Chapter 13 Bankruptcy Information

Are You Considering Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is a reorganization of your debts. This form of bankruptcy allows you to retain your property and pay back all or part of your debts over three to five years using your income if you meet certain eligibility requirements, so Chapter 13 is not for everyone.

Why a Chapter 13 Bankruptcy Lawyer Is Important

Any form of bankruptcy is complex, and a Worcester Chapter 13 bankruptcy lawyer can evaluate your financial circumstances and ability to repay your debts to determine if you are eligible. A lawyer can help you prepare the necessary legal documents and represent you at bankruptcy proceedings.

How an Attorney Can Help

An attorney can often resolve your particular legal issue faster and better than trying to do it alone. A lawyer can help you navigate the legal system, while avoiding costly mistakes or procedural errors. You should seek out an attorney whose practice focuses on the area of law most relevant to your issue.

Top Questions to Ask a Lawyer

  • What is the usual process to resolve my case? How long will it take to resolve this?
  • What are likely outcomes of a case like mine? What should I expect?

An experienced lawyer should be able to communicate a basic "road map" on how to proceed. The lawyer should be able to walk you through the anticipated process, key considerations, and potential pitfalls to avoid. Once you've laid out the facts of your situation to the lawyer, he/she should be able to frame expectations and likely scenarios to help you understand your legal issue.

How will an attorney charge me?

A reputable attorney will be very upfront about how he/she will charge you. The three most common fee structures that attorneys use to charge for their services are:

  • Bill by the hour
  • Contingent fee agreement
  • Flat fee agreement

Depending on your specific legal situation, it's possible that only one type of fee structure is available. For instance, criminal defense attorneys almost always bill by the hour. In a flat fee arrangement, an attorney accepts a one-time payment to help you resolve your issue. With a contingent fee agreement, the client pays little to nothing upfront and the attorney receives a percentage of the money recovered if you win your case.

Common legal terms explained

Personal jurisdiction - Requirement that a particular court have authority over a person, in order to bind that person to the judgment of the court, based on minimum contacts. International Shoe Co v. Washington is a landmark Supreme Court case outlining the scope of a state court's reach in personal jurisdiction.

Lead Counsel Rated Attorneys

Lead Counsel's objective process independently verifies attorney records, conferring with state bars across the country and conducting annual reviews to confirm that the attorney practices in the legal categories as indicated, possesses a valid bar license, and is eligible to practice in the specific jurisdiction.