Top Boston, MA Chapter 7 Bankruptcy Lawyers Near You
200 Clarendon Street, 27th Floor, Boston, MA 02117
300 Commercial Street, Suite 2, Boston, MA 02109
28 State St, Suite 1050, Boston, MA 02109
49 Blanchard Street, Suite 102, Lawrence, MA 01843
33 Broad Street, Suite 1100, Boston, MA 02109
171 Rockland St, Suite 201, Hanover, MA 02339
400 Trade Center, Suite 5900, Woburn, MA 01801
56 Pleasant St, Swampscott, MA 01907
78 Hardwick Rd, Ashland, MA 01721
133 Washington Street, Salem, MA 01970
45 Braintree Hill Office Park, Suite 304, Braintree, MA 02184
2 Dundee Park Dr, Suite 102, Andover, MA 01810
245 First Street, 18th Floor, Cambridge, MA 02142
201 Washington St, Suite 2000, Boston, MA 02108
500 Boylston Street, 14th Floor, Boston, MA 02116
125 High St, Oliver Street Tower, 5th Floor, Boston, MA 02110
One Marina Park Drive, Suite 1530, Boston, MA 02210
60 State Street, Suite 600, Boston, MA 02109
200 Clarendon St, 20th Floor, Boston, MA 02116
PO Box 290631, Charlestown, MA 02129
1 Faneuil Hall Square, 5th Floor, Boston, MA 02109
175 Federal Street, Suite 1225, Boston, MA 02110
One Boston Place, 25th Floor, Boston, MA 02108
One Boston Place, 26th Floor, Boston, MA 02110
One Federal Street, Boston, MA 02110
Boston Chapter 7 Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.