Top Newark Chapter 7 Bankruptcy Lawyers Near You

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Lavery & Sirkis

Chapter 7 Bankruptcy Lawyer | Serving Newark, NJ

Free Consultation

908-850-6161

Stop Foreclosures and Harassing Creditor Calls. We Have Helped Thousands Of NJ Residents Get A Fresh Start.

We Have Provided Our Clients Cost Effective Bankruptcy Solutions For Over Two Decades. When you're filing for bankruptcy, it is critical to understand your legal rights. Bankruptcy laws protect consumers from financial ruin and the potential to be abused by creditors. By allowing consumers to have their qualifying debts eliminated, bankruptcy offers all Americans a …

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Scura, Wigfield, Heyer, Stevens & Cammarota, LLP

Chapter 7 Bankruptcy Lawyer | Serving Newark, NJ

Free Consultation

Se Habla Español

973-221-3191

We have assisted thousand of New Jersey residents regain control of their finances to rebuild their credit. Call today and speak directly with an attorney.

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The Law Offices of Jonathan Stone

Chapter 7 Bankruptcy Lawyer | Serving Newark, NJ

Contact Us Today to Learn More About Filing for Bankruptcy and Whether Or Not it's the Right Move. You Deserve a Second Chance, Filing for Bankruptcy May be Exactly What You Need to Move Forward.

Are you filing for bankruptcy? See it as an opportunity to move forward, not a setback or a burden. With multiple options available, including Chapters 7, 11, 12, and 13, The Law Offices of Jonathan Stone will help your remove the weight of financial stress.  Contact The Law Offices of Jonathan Stone today if you need legal assistance with any of the following: Chapter …

Chapter 7 Bankruptcy Lawyers in Newark

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Newark Chapter 7 Bankruptcy Information

Do You Qualify for Chapter 7 Personal Bankruptcy?

A Chapter 7 personal bankruptcy filing is also known as liquidation bankruptcy. The "means test" determines if you qualify by looking at your income and debt. Although Chapter 7 bankruptcy discharges some of your debts, it doesn't eliminate all debt. Contact a Newark attorney to determine if you are eligible for Chapter 7.

How to Prepare to Meet With Your Chapter 7 Personal Bankruptcy Attorney

Prior to meeting with your chapter 7 personal bankruptcy attorney, get all your paperwork, assets, debts, loans, financial statements and other necessary documents in order. Once all the necessary paperwork has been gathered, meet with an a Newark bankruptcy attorney to guide and advise you as to what best suits your particular situation.

Top Questions to Ask When Hiring an Attorney

  • How many years have you been practicing law? How long have you practiced law in the local area?
  • How many cases similar to mine have you handled in the past?
  • What is the likely outcome for my case?

In legal practice, experience matters. An experienced attorney will likely have handled issues similar to yours many, many times. Therefore, after listening to your situation, the attorney should have a reasonable idea of the time line for a case like yours and the likely resolution.

How to Prepare for Your Initial Consultation

Prepare for your consultation by writing down notes of your understanding of the case, jot down questions and concerns for the attorney, and gather your documents. Remember that you are trying to get a sense of whether the attorney has your trust and can help you address your legal issues. Questions should include how the attorney intends to resolve your issue, how many years he/she has been practicing law and specifically practicing in your area, as well as how many cases similar to yours the attorney has handled. It can also be helpful to broach the subject of fees so that you understand the likely cost and structure of your representation by a specific attorney and/or legal team.

Types of legal fees:

Bill by the hour: Many attorneys bill by the hour. How much an attorney bills you per hour will vary based on a number of factors. For instance, an attorney's hourly fee may fluctuate based on whether that hour is spent representing you in court or doing research on your case. Attorneys in one practice area may bill you more than attorneys in a different practice area.

Contingent fee: Some lawyers will accept payment via contingent fee. In this arrangement, the lawyer receives a percentage of the total monetary recovery if you win your lawsuit. In sum, the lawyer only gets paid if you win. Contingent fee agreements are limited to specific practice areas in civil law.

Flat fee: For "routine" legal work where the attorney generally knows the amount of time and resources necessary to complete the task, he/she may be willing to bill you a flat fee for services performed.

Common legal terms explained

Plaintiff - a person or party who brings a lawsuit against another person(s) or party/parties in a court of law. Private persons or parties can only file suit in civil court.

Judgment - A decision of the court. Also known as a decree or order. Judgments handed down by the court are usually binding on the parties before the court.

Lead Counsel Rated Attorneys

Lead Counsel's objective process independently verifies attorney records, conferring with state bars across the country and conducting annual reviews to confirm that the attorney practices in the legal categories as indicated, possesses a valid bar license, and is eligible to practice in the specific jurisdiction.