Consumer Protection Lawyer
M. Terrance Hoychick, A.P.L.C. & H. Kent Aguillard, serving clients in the Lafayette, Louisiana area, a reputable legal practice for Consumer Protection issues.
Consumer Protection Lawyer
Mark T. Garber, Attorney at Law L.L.C. Member: Murry & Associates L.L.C. can help you find legal solutions for your Consumer Protection issue. The practice serves the Lafayette, Louisiana area.
If you are being harassed by creditors, you should seek a Lafayette attorney. While it might seem like you don't have the upper hand, there are rules and regulations that dictate the ability of creditors to contact you and collect on any debts.
A creditor harassment attorney will be able to explain these rules and regulations to you, and potentially help stop the harassment from creditors. Under the Fair Debt Collections Practices Act, there are certain restrictions placed on creditors that make their behavior illegal. You do not have to be harassed by creditors, no matter the amount you owe.
It is in your best interest to get legal help early on in addressing your situation. There are times when hiring a lawyer quickly is critical to your case, such as if you are charged with a crime. It may also be in your best interest to have a lawyer review the fine print before signing legal documents. A lawyer can also help you get the compensation you deserve if you've suffered a serious injury. For issues where money or property is at stake, having a lawyer guide you through the complexities of the legal system can save you time, hassle, and possibly a lot of grief in the long run.
A reputable attorney will be very upfront about how he/she will charge you. The three most common fee structures that attorneys use to charge for their services are:
Depending on your specific legal situation, it's possible that only one type of fee structure is available. For instance, criminal defense attorneys almost always bill by the hour. In a flat fee arrangement, an attorney accepts a one-time payment to help you resolve your issue. With a contingent fee agreement, the client pays little to nothing upfront and the attorney receives a percentage of the money recovered if you win your case.
Pro se - This Latin term refers to representing yourself in court instead of hiring professional legal counsel. Pro se representation can occur in either criminal or civil cases.
Statute - Refers to a law created by a legislative body. For example, the laws enacted by Congress are statutes.
Subject matter jurisdiction - Requirement that a particular court have authority to hear the claim based on the specific type of issue brought to the court. For example, the U.S. Bankruptcy Court only has subject matter jurisdiction over bankruptcy filings, therefore it does not have the authority to render binding judgment over other types of cases, such as divorce.
Lead Counsel's objective process independently verifies attorney records, conferring with state bars across the country and conducting annual reviews to confirm that the attorney practices in the legal categories as indicated, possesses a valid bar license, and is eligible to practice in the specific jurisdiction.