Using someone else's credit card without the cardholder's knowledge or consent constitutes credit card fraud. The crime of credit card fraud carries harsh punishments including prison sentences, and large fines per offense plus restitution and court costs.
If your credit card was stolen, and someone placed fraudulent charges on your card, you are not responsible for the fraudulent charges incurred after you report the card lost or stolen. Since every state has their own laws regarding credit card fraud, it's best that you contact a Waseca credit card fraud lawyer to explain the specific state law. The lawyer will also provide any necessary precautionary measures you should take to prevent credit card fraud from happening to you.
In legal practice, experience matters. An experienced attorney will likely have handled issues similar to yours many, many times. Therefore, after listening to your situation, the attorney should have a reasonable idea of the time line for a case like yours and the likely resolution.
An attorney consultation should provide you with enough information so that you can make an informed decision on whether to proceed with legal help.
Pro se - This Latin term refers to representing yourself in court instead of hiring professional legal counsel. Pro se representation can occur in either criminal or civil cases.
Statute - Refers to a law created by a legislative body. For example, the laws enacted by Congress are statutes.
Subject matter jurisdiction - Requirement that a particular court have authority to hear the claim based on the specific type of issue brought to the court. For example, the U.S. Bankruptcy Court only has subject matter jurisdiction over bankruptcy filings, therefore it does not have the authority to render binding judgment over other types of cases, such as divorce.
Lead Counsel's objective process independently verifies attorney records, conferring with state bars across the country and conducting annual reviews to confirm that the attorney practices in the legal categories as indicated, possesses a valid bar license, and is eligible to practice in the specific jurisdiction.