Top Livonia Debtor and Creditor Lawyers Near You

Buk & Associates, PLLC

Debtor and Creditor Lawyer | Serving Livonia, MI

Free Consultation

586-298-1998

We help clients file for financial relief under the U.S. Bankruptcy code. Call today.

McGivney Law Firm, PLLC

Debtor and Creditor Lawyer | Serving Livonia, MI

Free Consultation

810-605-5154

Local Professional Attorneys helping with a fresh start on life. Contact us today to stop the debt!

Law Offices of David W. Brown PLLC

Debtor and Creditor Lawyer | Serving Livonia, MI

Free Consultation

Se Habla Español

810-605-5123

If you're considering filing for Chapter 7, 11, or 13, we can help you through this tough time. Call today.

Charles J. Schneider, P.C.

Debtor and Creditor Lawyer | Livonia, MI

Free Consultation

248-483-0121

Over 30 years experience in helping clients with a fresh start in life. Contact today for help!

The Smith Law Offices, P.C.

Debtor and Creditor Lawyer | Serving Livonia, MI

Free Consultation

Helping bankruptcy clients get a fresh start on life. Stop the creditors today. Call me for help!

Livonia Debtor and Creditor Information

Best Time to Seek Legal Help

No matter what your legal issue may be, it is always best to seek legal help early in the process. An attorney can help secure what is likely to be the best possible outcome for your situation and avoid both unnecessary complications or errors.

What to Expect from an Initial Consultation

  • Seek to determine whether the attorney can represent you. There is no one-size-fits-all legal solution and it may turn out your needs are better served by an attorney in a different specialization.
  • It's important to find a legal ally who is both competent in the law and someone you can trust to protect your interests.
  • Discuss how the practice's billing works and discuss possible additional charges or fees that may arise during or after the resolution of your case.

An attorney consultation should provide you with enough information so that you can make an informed decision on whether to proceed with legal help.

Types of legal fees:

Bill by the hour: Many attorneys bill by the hour. How much an attorney bills you per hour will vary based on a number of factors. For instance, an attorney's hourly fee may fluctuate based on whether that hour is spent representing you in court or doing research on your case. Attorneys in one practice area may bill you more than attorneys in a different practice area.

Contingent fee: Some lawyers will accept payment via contingent fee. In this arrangement, the lawyer receives a percentage of the total monetary recovery if you win your lawsuit. In sum, the lawyer only gets paid if you win. Contingent fee agreements are limited to specific practice areas in civil law.

Flat fee: For "routine" legal work where the attorney generally knows the amount of time and resources necessary to complete the task, he/she may be willing to bill you a flat fee for services performed.

Common legal terms explained

Pro se - This Latin term refers to representing yourself in court instead of hiring professional legal counsel. Pro se representation can occur in either criminal or civil cases.

Statute - Refers to a law created by a legislative body. For example, the laws enacted by Congress are statutes.

Subject matter jurisdiction - Requirement that a particular court have authority to hear the claim based on the specific type of issue brought to the court. For example, the U.S. Bankruptcy Court only has subject matter jurisdiction over bankruptcy filings, therefore it does not have the authority to render binding judgment over other types of cases, such as divorce.

Lead Counsel Rated Attorneys

Lead Counsel's objective process independently verifies attorney records, conferring with state bars across the country and conducting annual reviews to confirm that the attorney practices in the legal categories as indicated, possesses a valid bar license, and is eligible to practice in the specific jurisdiction.