Top Ardsley, NY Life Insurance Lawyers Near You

Life Insurance Lawyers in Ardsley

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Ardsley Life Insurance Information

Has Your Life Insurance Coverage or Claim Been Denied?

Has your life insurance claim been denied? If so, a life insurance attorney may be able to help you. There are many factors insurance companies look at when either signing individuals up for life insurance and paying out life insurance in the event of an insured's passing. An Ardsley life insurance attorney can discuss the facts with you and if possible, come up with a plan of action for you.

Denial of Life Insurance

An individual purchases life insurance so that in the event of your one's death, an insurance company will pay a beneficiary a predetermined amount of money. An individual can be denied life insurance because of occupational hazards, pre-existing conditions, and even driving record! If you've been denied life insurance, an attorney may be able to help you.

Best Time to Seek Legal Help

No matter what your legal issue may be, it is always best to seek legal help early in the process. An attorney can help secure what is likely to be the best possible outcome for your situation and avoid both unnecessary complications or errors.

Top Questions to Ask a Lawyer

  • What is the usual process to resolve my case? How long will it take to resolve this?
  • What are likely outcomes of a case like mine? What should I expect?

An experienced lawyer should be able to communicate a basic "road map" on how to proceed. The lawyer should be able to walk you through the anticipated process, key considerations, and potential pitfalls to avoid. Once you've laid out the facts of your situation to the lawyer, he/she should be able to frame expectations and likely scenarios to help you understand your legal issue.

How will an attorney charge me?

A reputable attorney will be very upfront about how he/she will charge you. The three most common fee structures that attorneys use to charge for their services are:

  • Bill by the hour
  • Contingent fee agreement
  • Flat fee agreement

Depending on your specific legal situation, it's possible that only one type of fee structure is available. For instance, criminal defense attorneys almost always bill by the hour. In a flat fee arrangement, an attorney accepts a one-time payment to help you resolve your issue. With a contingent fee agreement, the client pays little to nothing upfront and the attorney receives a percentage of the money recovered if you win your case.

Common legal terms explained

Personal jurisdiction - Requirement that a particular court have authority over a person, in order to bind that person to the judgment of the court, based on minimum contacts. International Shoe Co v. Washington is a landmark Supreme Court case outlining the scope of a state court's reach in personal jurisdiction.

Lead Counsel Rated Attorneys

Lead Counsel's objective process independently verifies attorney records, conferring with state bars across the country and conducting annual reviews to confirm that the attorney practices in the legal categories as indicated, possesses a valid bar license, and is eligible to practice in the specific jurisdiction.